{"id":3236,"date":"2019-11-11T12:51:24","date_gmt":"2019-11-11T11:51:24","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?p=3236"},"modified":"2019-11-11T12:51:24","modified_gmt":"2019-11-11T11:51:24","slug":"premiove-stavebne-sporenie-umozni-ziskat-viac-kazdemu","status":"publish","type":"aktuality","link":"https:\/\/www.wuestenrot.sk\/aktuality\/premiove-stavebne-sporenie-umozni-ziskat-viac-kazdemu\/","title":{"rendered":"Pr\u00e9miov\u00e9 stavebn\u00e9 sporenie umo\u017en\u00ed z\u00edska\u0165 viac ka\u017ed\u00e9mu"},"content":{"rendered":"<p><strong>Nov\u00e9 stavebn\u00e9 sporenie s W-pr\u00e9miou znamen\u00e1 bezpe\u010dn\u00fa invest\u00edciu s garantovan\u00fdm ro\u010dn\u00fdm v\u00fdnosom a\u017e do 9 %, a to aj v pr\u00edpade nestability finan\u010dn\u00fdch trhov.<\/strong><\/p>\n<p>W\u00fcstenrot stavebn\u00e1 sporite\u013e\u0148a, a.s., prin\u00e1\u0161a <strong>od 15.10.2019 nov\u00e9 formy sporenia, resp. bezpe\u010dn\u00e9ho investovania s garantovan\u00fdm v\u00fdnosom a s mo\u017enos\u0165ou \u0161irok\u00e9ho vyu\u017eitia nasporenej sumy, a to nielen na b\u00fdvanie. <\/strong>Svoje portf\u00f3lio roz\u0161iruje o \u0161tyri nov\u00e9 sporiv\u00e9 produkty:<\/p>\n<ul>\n<li>pr\u00e9miov\u00e9 stavebn\u00e9 sporenie bez dohodnutej doby sporenia,<\/li>\n<li>pr\u00e9miov\u00e9 stavebn\u00e9 sporenie s dohodnutou dobou sporenia 3 roky,<\/li>\n<li>pr\u00e9miov\u00e9 stavebn\u00e9 sporenie s dohodnutou dobou sporenia 6 rokov a<\/li>\n<li>pr\u00e9miov\u00e9 stavebn\u00e9 sporenie s dohodnutou dobou sporenia 9 rokov.<\/li>\n<\/ul>\n<p>S\u00fa\u010das\u0165ou uveden\u00fdch produktov je mo\u017enos\u0165 z\u00edska\u0165 \u0161t\u00e1tnu pr\u00e9miu 2,5 % z vkladov (max. zo sumy 2 800 \u20ac\/zmluvu,&nbsp;ak klient sp\u013a\u0148a legislat\u00edvne podmienky n\u00e1roku na \u0161t\u00e1tnu pr\u00e9miu). Klient, ktor\u00fd uprednostn\u00ed uzavretie stavebn\u00e9ho sporenia na dobu neur\u010dit\u00fa, m\u00f4\u017ee z\u00edska\u0165 zmluvu bez poplatkov za uzatvorenie, vedenie \u00fa\u010dtu, ro\u010dn\u00fd v\u00fdpis, aj bez poplatku za zru\u0161enie zmluvy. Produkty s dohodnutou dobou sporenia na 3, 6 alebo 9 rokov je mo\u017en\u00e9 dojedna\u0165 za jednotn\u00fd poplatok za uzavretie zmluvy vo v\u00fd\u0161ke 20 \u20ac a so z\u00e1kladn\u00fdm \u00faro\u010den\u00edm 0,3 % p.a. K \u00faroku z\u00edska ka\u017ed\u00fd klient (bez vekov\u00e9ho \u010di pr\u00edjmov\u00e9ho obmedzenia) tzv. W-pr\u00e9miu. T\u00e1 predstavuje pri pr\u00e9miovom stavebnom sporen\u00ed dohodnutom na 3 roky 0,7 % z ro\u010dn\u00e9ho vkladu (spolu z\u00edska klient od W\u00fcstenrotu 1 % ro\u010dne), v pr\u00edpade produktu s dohodnutou dobou sporenia 6 rokov je vo v\u00fd\u0161ke 2,7 % (s \u00farokom spolu 3 % ro\u010dne) a pri dohodnutej dobe sporenia 9 rokov dosahuje v\u00fd\u0161ka W-pr\u00e9mie a\u017e 6,2 % (spolu z\u00faro\u010denie a\u017e 6,5 %), a to s garanciou po\u010das ka\u017ed\u00e9ho kalend\u00e1rneho roka do uplynutia dohodnutej doby sporenia. Spolu so \u0161t\u00e1tnou pr\u00e9miou tak klient m\u00f4\u017ee svoje vklady ro\u010dne zhodnoti\u0165 o 2,8 % pri sporen\u00ed bez viazanosti, o 3,5 % pri 3-ro\u010dnom, o 5,5 % pri 6-ro\u010dnom a dokonca a\u017e o 9 % pri 9-ro\u010dnom pr\u00e9miovom sporen\u00ed vo W\u00fcstenrot stavebnej sporite\u013eni.<\/p>\n<p>\u201eBezpe\u010dn\u00e1 invest\u00edcia s ochranou vkladov a\u017e do v\u00fd\u0161ky 100-tis\u00edc eur a s garantovan\u00fdm v\u00fdnosom a\u017e do 9 % je ponuka, ak\u00fa klienti n\u00e1jdu len u n\u00e1s. V\u010faka W-pr\u00e9mii sa stavebn\u00e9 sporenie oplat\u00ed aj klientom bez n\u00e1roku na \u0161t\u00e1tnu pr\u00e9miu. Klient u n\u00e1s aj pri mesa\u010dnom vklade napr. 100 \u20ac (1 200 \u20ac\/rok) m\u00f4\u017ee z\u00edska\u0165 viac, ne\u017e by z\u00edskal vo forme \u0161t\u00e1tnej pr\u00e9mie. A to bez rizika z investovania (vieme, \u017ee fondy v dne\u0161nej situ\u00e1cii na trhoch u\u017e nes\u00fa riziko z\u00e1porn\u00fdch v\u00fdnosov) a s mo\u017enos\u0165ou n\u00e1sledn\u00e9ho z\u00edskania v\u00fdhodn\u00e9ho \u00faveru na b\u00fdvanie. To v\u0161etko s\u00fa d\u00f4vody, pre ktor\u00e9 m\u00e1 zmysel vyu\u017ei\u0165 ponuku pr\u00e9miov\u00e9ho stavebn\u00e9ho sporenia,\u201c povedal Luk\u00e1\u0161 Bert\u00f3k, riadite\u013e \u00daseku&nbsp;marketingu a v\u00fdvoja produktov W\u00fcstenrot stavebnej sporite\u013ene, a.s.<\/p>\n<p>Navy\u0161e, ak je ako majite\u013e zmluvy uveden\u00e9 neplnolet\u00e9 die\u0165a, W\u00fcstenrot poskytuje aj na t\u00fdchto nov\u00fdch produktoch pr\u00e9miov\u00e9ho stavebn\u00e9ho sporenia benefit sporenia Kr\u00f4\u010dik, teda dvojak\u00fa poistn\u00fa ochranu die\u0165a\u0165a zdarma. Takisto m\u00f4\u017ee klient, ktor\u00fd si uzatvor\u00ed niektor\u00fd z nov\u00fdch produktov, po\u017eiada\u0165 o poskytnutie medzi\u00faveru alebo prija\u0165 pridelenie stavebn\u00e9ho \u00faveru, ke\u010f mu vznikne n\u00e1rok.&nbsp;<\/p>\n<p><strong>Hlavn\u00e9 benefity pr\u00e9miov\u00e9ho stavebn\u00e9ho sporenia vo W\u00fcstenrot stavebnej sporite\u013eni: <\/strong><\/p>\n<ul>\n<li>nomin\u00e1lne zhodnotenie vkladov a\u017e do 9 % (z\u00e1kladn\u00fd \u00farok + W-pr\u00e9mia + \u0161t\u00e1tna pr\u00e9mia),<\/li>\n<li>atrakt\u00edvna ka\u017edoro\u010dn\u00e1 W-pr\u00e9mia (a\u017e do 6,2 % z vkladov dan\u00e9ho roka) a \u00farok 0,3 % p.a.,<\/li>\n<li>garancia atrakt\u00edvneho v\u00fdnosu bez oh\u013eadu na v\u00fdvoj situ\u00e1cie na finan\u010dn\u00fdch trhoch,<\/li>\n<li>z\u013eava a\u017e 100 % z poplatku za vedenie sporite\u013esk\u00e9ho \u00fa\u010dtu (pod\u013ea v\u00fd\u0161ky ro\u010dn\u00e9ho vkladu),<\/li>\n<li>mo\u017enos\u0165 z\u00edskania v\u00fdhodn\u00e9ho a garantovan\u00e9ho stavebn\u00e9ho \u00faveru.<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","news-type":[],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/aktuality\/3236"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/aktuality"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/aktuality"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=3236"}],"wp:term":[{"taxonomy":"news-type","embeddable":true,"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/news-type?post=3236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}