{"id":7301,"date":"2026-06-19T14:47:44","date_gmt":"2026-06-19T12:47:44","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?page_id=7301"},"modified":"2026-06-22T16:57:36","modified_gmt":"2026-06-22T14:57:36","slug":"pravo-na-zabudnutie","status":"publish","type":"page","link":"https:\/\/www.wuestenrot.sk\/pravo-na-zabudnutie\/","title":{"rendered":"Pr\u00e1vo na zabudnutie"},"content":{"rendered":"<p>W\u00fcstenrot pois\u0165ov\u0148a, a.s. je s\u00a0vami <strong>W dobrom aj v\u00a0zlom<\/strong>. V\u00e1\u017eime si va\u0161u d\u00f4veru, zoh\u013ead\u0148ujeme va\u0161e potreby a po\u017eiadavky a v\u017edy k v\u00e1m<strong>\u00a0pristupujeme otvorene a\u00a0individu\u00e1lne<\/strong>. Rovnak\u00fd pr\u00edstup uplat\u0148ujeme aj vo\u010di t\u00fdm, ktor\u00ed prekonali v\u00e1\u017ene onkologick\u00e9 ochorenie. Aj preto sme s \u00fa\u010dinnos\u0165ou od 1. 7. 2026 prist\u00fapili k <a href=\"https:\/\/www.wuestenrot.sk\/wp-content\/uploads\/2026\/06\/SLASPO_Standard_pre_onkologickych_pacientov_-TEXT_STANDARDU.pdf\" target=\"_blank\" rel=\"noopener\">\u0160tandardu Slovenskej asoci\u00e1cie pois\u0165ovn\u00ed (SLASPO) pre pr\u00edstup k finan\u010dn\u00fdm slu\u017eb\u00e1m pre osoby, ktor\u00e9 prekonali onkologick\u00e9 ochorenie<\/a>.<\/p>\n<h3><strong>\u010co je pr\u00e1vo na zabudnutie a ak\u00e9ho poistenia sa t\u00fdka?<\/strong><\/h3>\n<p>Ak ste prekonali onkologick\u00e9 ochorenie, ste vylie\u010den\u00fd a bez n\u00e1sledkov choroby, va\u0161u \u017eiados\u0165 o poistenie budeme <strong>po uplynut\u00ed vopred stanovenej lehoty<\/strong> <strong>od ukon\u010denia lie\u010dby a vylie\u010denia<\/strong> pre jednotliv\u00e9 diagn\u00f3zy posudzova\u0165 tak, akoby v\u00e1m toto ochorenie nikdy nebolo diagnostikovan\u00e9. To znamen\u00e1, \u017ee po uplynut\u00ed tejto lehoty nebudeme pri posudzovan\u00ed \u017eiadosti o poistenie prihliada\u0165 na prekonan\u00e9 onkologick\u00e9 ochorenie.<\/p>\n<p>Tento pr\u00edstup budeme uplat\u0148ova\u0165 pri <strong>akomko\u013evek poisten\u00ed pre pr\u00edpad smrti v r\u00e1mci <a href=\"https:\/\/www.wuestenrot.sk\/produkt\/rizikove-zivotne-poistenie-w-dobrom-zivot\/\" target=\"_blank\" rel=\"noopener\">Rizikov\u00e9ho \u017eivotn\u00e9ho poistenia W dobrom \u017eivot.<\/a><\/strong><\/p>\n<h3>Ako ch\u00e1pa\u0165 lehotu na zabudnutie?<\/h3>\n<p>Lehota na zabudnutie ur\u010duje, ko\u013eko rokov mus\u00ed uplyn\u00fa\u0165 od vylie\u010denia onkologick\u00e9ho ochorenia.<br \/>\n<strong>Za d\u00e1tum ukon\u010denia lie\u010dby<\/strong> sa pova\u017euje d\u00e1tum ukon\u010denia kurat\u00edvnej lie\u010dby v s\u00falade s lie\u010debn\u00fdm protokolom, po ktorom u\u017e nie je kurat\u00edvna lie\u010dba potrebn\u00e1, s v\u00fdnimkou n\u00e1slednej adjuvantnej lie\u010dby.<br \/>\n<strong>Za vylie\u010denie z\u00a0 onkologick\u00e9ho ochorenia<\/strong> sa pova\u017euje potvrdenie lek\u00e1ra o ukon\u010den\u00ed kurat\u00edvnej protin\u00e1dorovej lie\u010dby s t\u00fdm, \u017ee vymizli v\u0161etky zn\u00e1mky pr\u00edtomnosti n\u00e1doru v tele.<\/p>\n<h3>Posudzovanie zdravotn\u00e9ho stavu<\/h3>\n<p>Napriek \u00fapln\u00e9mu vylie\u010deniu z onkologick\u00e9ho ochorenia m\u00f4\u017ee lie\u010dba zanecha\u0165 na zdrav\u00ed trval\u00e9 n\u00e1sledky, napr\u00edklad v podobe po\u0161kodenia vn\u00fatorn\u00fdch org\u00e1nov z d\u00f4vodu o\u017earovan\u00ed alebo chemoterapie. Tieto trval\u00e9 n\u00e1sledky u\u017e mus\u00edme vzia\u0165 do \u00favahy. M\u00f4\u017ee to znamena\u0165 zv\u00fd\u0161enie poistn\u00e9ho alebo obmedzenie poistn\u00e9ho krytia, ktor\u00e9 bude z\u00e1visie\u0165 od v\u00fdsledku medic\u00ednskeho pos\u00fadenia.<br \/>\nD\u00f4vodom by v\u0161ak nebolo prekonan\u00e9 onkologick\u00e9 ochorenie, ale in\u00e9 zdravotn\u00e9 probl\u00e9my. Po\u0161kodenie org\u00e1nov a ochorenia posudzujeme rovnak\u00fdm sp\u00f4sobom ako u os\u00f4b bez onkologickej hist\u00f3rie. Nerozli\u0161ujeme, ako tieto zdravotn\u00e9 probl\u00e9my vznikli.<\/p>\n<h3 style=\"margin-top: 0cm; line-height: 115%;\">Preh\u013ead onkologick\u00fdch ochoren\u00ed, ktor\u00fdch sa pr\u00e1vo na zabudnutie t\u00fdka<\/h3>\n<p><img decoding=\"async\" src=\"https:\/\/www.wuestenrot.sk\/wp-content\/uploads\/2026\/06\/RTBF_tabulka_f.png\" alt=\"Tabulka diagnoz\" \/><\/p>\n<h3>Nena\u0161li ste vami prekonan\u00e9 ochorenie?<\/h3>\n<p>To neznamen\u00e1, \u017ee v\u00e1s nem\u00f4\u017eeme poisti\u0165. Ku ka\u017ed\u00e9mu klientovi pristupujeme individu\u00e1lne, vy\u0161\u0161ie s\u00fa uveden\u00e9 len naj\u010dastej\u0161ie diagn\u00f3zy. Nav\u0161t\u00edvte <a href=\"https:\/\/www.wuestenrot.sk\/kontakt\/#pobocky\" target=\"_blank\" rel=\"noopener\">ktor\u00e9ko\u013evek obchodn\u00e9 miesto W\u00fcstenrot<\/a> a po\u017eiadajte o sp\u00edsanie \u017diadosti o predbe\u017en\u00e9 ocenenie rizika. V\u00e1\u0161 zdravotn\u00fd stav pos\u00fadime a budeme sa sna\u017ei\u0165 pon\u00faknu\u0165 v\u00e1m \u010do najlep\u0161ie poistn\u00e9 krytie.<\/p>\n<p>Ak potrebujete viac inform\u00e1ci\u00ed, radi v\u00e1m ich poskytneme na <span style=\"color: #ff0000;\"><strong>0850 60 60 60<\/strong>\u00a0<\/span>alebo n\u00e1m nap\u00ed\u0161te na <a href=\"mailto:infopoistovna@wuetsenrot.sk\">infopoistovna@wuetsenrot.sk<\/a> .<\/p>\n","protected":false},"excerpt":{"rendered":"<p>W\u00fcstenrot pois\u0165ov\u0148a, a.s. je s\u00a0vami W dobrom aj v\u00a0zlom. V\u00e1\u017eime si va\u0161u &hellip;<\/p>\n","protected":false},"author":20,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/pages\/7301"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/users\/20"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/comments?post=7301"}],"version-history":[{"count":16,"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/pages\/7301\/revisions"}],"predecessor-version":[{"id":7317,"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/pages\/7301\/revisions\/7317"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=7301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}