{"id":4734,"date":"2020-05-04T13:41:52","date_gmt":"2020-05-04T11:41:52","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?p=4734"},"modified":"2020-05-04T13:41:52","modified_gmt":"2020-05-04T11:41:52","slug":"premiove-stavebne-sporenie-vasa-istota-v-neistom-obdobi","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/premiove-stavebne-sporenie-vasa-istota-v-neistom-obdobi\/","title":{"rendered":"Pr\u00e9miov\u00e9 stavebn\u00e9 sporenie: Va\u0161a istota v neistom obdob\u00ed"},"content":{"rendered":"<p><strong><i>Niektor\u00e9 situ\u00e1cie v \u017eivote nevieme predv\u00edda\u0165, preto mus\u00edme by\u0165 v\u017edy pripraven\u00ed a moment\u00e1lne obdobie je toho \u017eiv\u00fdm d\u00f4kazom. Uzatvorte si Pr\u00e9miov\u00e9 stavebn\u00e9 sporenie, v\u010faka ktor\u00e9mu poc\u00edtite skuto\u010dn\u00fa finan\u010dn\u00fa istotu.<\/i><\/strong><\/p>\n<p><strong><i>&nbsp;<\/i><\/strong><\/p>\n<h1>\u010co je stavebn\u00e9 sporenie?<\/h1>\n<p>Stavebn\u00e9 sporenie je typ sporenia, ktor\u00e9ho <strong>cie\u013eom je zabezpe\u010di\u0165 potrebu b\u00fdvania<\/strong>. Net\u00fdka sa len k\u00fapy nehnute\u013enosti, ale aj <strong>rekon\u0161trukcie<\/strong>, zabezpe\u010denia <strong>vn\u00fatorn\u00e9ho vybavenia<\/strong>, <strong>bezpe\u010dnosti&nbsp;<\/strong>alebo <strong>elektro&nbsp;<\/strong>\u010di <strong>vodoin\u0161tal\u00e1cie<\/strong>.<\/p>\n<p>Najv\u00e4\u010d\u0161ou v\u00fdhodou stavebn\u00fdch sporen\u00ed s\u00fa benefity jednotliv\u00fdch poskytovate\u013eov, ktor\u00e9 sa l\u00ed\u0161ia pr\u00edpad od pr\u00edpadu. Skvel\u00fdm pr\u00edkladom je <strong>Pr\u00e9miov\u00e9 stavebn\u00e9 sporenie od W\u00fcstenrot<\/strong>, ktor\u00e9 pon\u00faka nielen takzvan\u00fa <strong>W-pr\u00e9miu s \u00farokom a\u017e do 6,2 % z ka\u017edoro\u010dn\u00e9ho vkladu a\u017e po dobu 9-tich rokov<\/strong>, ale aj <strong>z\u00e1kladn\u00e9 \u00faro\u010denie vo v\u00fd\u0161ke a\u017e 0,3 % p. a<\/strong>. Z\u00edskate tak v\u00fdhodn\u00e9 \u00faroky vo forme pe\u0148az\u00ed navy\u0161e, ktor\u00e9 nikde inde nen\u00e1jdete.<\/p>\n<p>Tento druh sporenia je podporovan\u00fd aj \u0161t\u00e1tom, a teda existuje mo\u017enos\u0165 z\u00edska\u0165 <strong>\u0161t\u00e1tnu pr\u00e9miu<\/strong>, ktor\u00e1 v roku 2020 dosahuje v\u00fd\u0161ku <strong>2,5 % zo sumy ro\u010dn\u00fdch vkladov,&nbsp;<\/strong>maxim\u00e1lne <strong>70 \u20ac<\/strong>. <strong>Ale pozor<\/strong>! Ak chcete naozaj z\u00edska\u0165 pln\u00fa sumu \u0161t\u00e1tnej pr\u00e9mie, <strong>mus\u00edte stavebn\u00e9 sporenie uzatvori\u0165 e\u0161te v prvej polovici kalend\u00e1rneho roka<\/strong>. Od 1. j\u00fala 2020 u\u017e budete m\u00f4c\u0165 z\u00edska\u0165 maxim\u00e1lne jej polovicu, \u010do predstavuje 35 \u20ac.<\/p>\n<h1>Pre\u010do je teraz ten spr\u00e1vny \u010das na jeho uzatvorenie?<\/h1>\n<p>Lebo \u010dlovek nikdy nevie, kedy sa dostane do \u0165a\u017ekej situ\u00e1cie a nebude m\u00f4c\u0165 r\u00e1ta\u0165 so svoj\u00edm be\u017en\u00fdm pr\u00edjmom. Mnoho \u013eud\u00ed <strong>pri\u0161lo o zamestnanie alebo podnikanie&nbsp;<\/strong>a nevie, \u010do bude \u010falej. \u010co v\u0161ak v pr\u00edpade, \u017ee im \u017eivot nadel\u00ed aj \u010fal\u0161ie ne\u0161\u0165astie ako <strong>nefunk\u010dn\u00fa elektrinu<\/strong>, <strong>po\u0161koden\u00fa strechu&nbsp;<\/strong>alebo si jednoducho bud\u00fa musie\u0165 zabezpe\u010di\u0165 <strong>vlastn\u00e9 b\u00fdvanie<\/strong>? V\u010faka stavebn\u00e9mu sporeniu m\u00f4\u017eete z\u00edska\u0165 <strong>okam\u017eit\u00e9 peniaze<\/strong>, ktor\u00e9 pou\u017eijete na vyrie\u0161enie t\u00fdchto bytov\u00fdch potrieb a nebudete musie\u0165 siaha\u0165 do svojho be\u017en\u00e9ho rozpo\u010dtu. V pr\u00edpade Pr\u00e9miov\u00e9ho stavebn\u00e9ho sporenia z\u00edskate aj nieko\u013eko \u010fal\u0161\u00edch v\u00fdhod navy\u0161e.<\/p>\n<h1>Ak\u00e9 s\u00fa benefity Pr\u00e9miov\u00e9ho stavebn\u00e9 sporenia?<\/h1>\n<p>Ka\u017ed\u00e9 stavebn\u00e9 sporenie m\u00e1 svoje pravidl\u00e1, ktor\u00e9 s\u00fa pevne stanoven\u00e9 \u0161t\u00e1tom, no niektor\u00e9 produkty pon\u00fakaj\u00fa tak\u00e9<\/p>\n<p><strong>benefity, ktor\u00e9 inde nen\u00e1jdete<\/strong>. To plat\u00ed aj o Pr\u00e9miovom stavebnom sporen\u00ed, ktor\u00e9 v\u00e1m prinesie:<\/p>\n<ul>\n<li>atrakt\u00edvny <strong>v\u00fdnos v\u010faka W-pr\u00e9mii&nbsp;<\/strong>s \u00farokom a\u017e 6,2 % z ka\u017edoro\u010dn\u00e9ho vkladu po dobu a\u017e 9-tich rokov<\/li>\n<li><strong>variabiln\u00fa dobu sporenia<\/strong>, ktor\u00fa si ur\u010dujete sami<\/li>\n<li>mo\u017enos\u0165 vybra\u0165 si <strong>peniaze kedyko\u013evek&nbsp;<\/strong>chcete a potrebujete<\/li>\n<li><strong>zv\u00fdhodnen\u00e9 podmienky&nbsp;<\/strong>\u00faveru po cel\u00fa dobu spl\u00e1cania<\/li>\n<\/ul>\n<p>Z\u00e1rove\u0148 sme sa <strong>zbavili v\u0161etk\u00fdch obmedzen\u00ed<\/strong>, a preto sporenie pon\u00fakame:<\/p>\n<ul>\n<li>bez <strong>viazanosti<\/strong><\/li>\n<li>bez ak\u00fdchko\u013evek <strong>skryt\u00fdch podmienok<\/strong><\/li>\n<li>bez potreby <strong>dlhodob\u00e9ho sporenia<\/strong><\/li>\n<li>aj bez <strong>zbyto\u010dn\u00fdch poplatkov<\/strong><\/li>\n<\/ul>\n<p>A \u010do je na Pr\u00e9miovom stavebnom sporen\u00ed najlep\u0161ie? Aj ke\u010f mo\u017enos\u0165 z\u00edska\u0165 \u0161t\u00e1tnu pr\u00e9miu zanik\u00e1 v\u0161etk\u00fdm, ktor\u00fdch pr\u00edjem presiahne 1,3-n\u00e1sobok priemernej mzdy na Slovensku, \u010do predstavuje pribli\u017ene 1 500 \u20ac mesa\u010dne, tak vo W\u00fcstenrot <strong>nemus\u00edte svoj pr\u00edjem v\u00f4bec dokladova\u0165&nbsp;<\/strong>a garanciu W-pr\u00e9mie m\u00e1te v\u017edy ist\u00fa.<\/p>\n<p><strong>Chcete vedie\u0165 o tejto skvelej ponuke viac? Kliknite&nbsp;<\/strong><a href=\"https:\/\/www.wuestenrot.sk\/produkty\/stavebne-sporenie\/stavebne-sporenie\"><strong>TU&nbsp;<\/strong><\/a><strong>alebo volajte na telef\u00f3nne \u010d\u00edslo *6060 (0850 60 60 60).<\/strong><\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/4734"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=4734"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}