{"id":4751,"date":"2021-02-03T15:39:26","date_gmt":"2021-02-03T14:39:26","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?p=4751"},"modified":"2021-02-03T15:39:26","modified_gmt":"2021-02-03T14:39:26","slug":"pandemia-poistne-podvody-nespomalila","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/pandemia-poistne-podvody-nespomalila\/","title":{"rendered":"Pand\u00e9mia poistn\u00e9 podvody nespomalila"},"content":{"rendered":"<p><strong>&nbsp;<\/strong><strong>Po\u010das minul\u00e9ho roka dominovali podozrenia predov\u0161etk\u00fdm v oblasti poistenia \u00e1ut a majetku. Za rok 2020 pois\u0165ov\u0148a W\u00fcstenrot eviduje pokusy o poistn\u00e9 podvody v desiatkach tis\u00edcoch eur, \u010do je pribli\u017ene na rovnakej \u00farovni ako v roku 2019. &nbsp;<\/strong><\/p>\n<p><strong>&nbsp;<\/strong><\/p>\n<p><em>\u201eAj minul\u00fd rok dominovali podozrenia z podvodov najm\u00e4 v oblasti ne\u017eivotn\u00e9ho poistenia. Napr\u00edklad &nbsp;snahy uv\u00e1dza\u0165 po\u0161kodenia v\u00e4\u010d\u0161ieho rozsahu, ako sa v skuto\u010dnosti stali. V pr\u00edpade povinn\u00e9ho zmluvn\u00e9ho poistenia alebo havarijn\u00e9ho poistenia sa zas \u0161etren\u00edm preuk\u00e1zalo, \u017ee k po\u0161kodeniam auta do\u0161lo inak, ako bolo uveden\u00e9,\u201c&nbsp;<\/em>uv\u00e1dza Igor Faktor, riadite\u013e \u00faseku vn\u00fatornej kontroly a vn\u00fatorn\u00e9ho auditu pois\u0165ovne W\u00fcstenrot.<\/p>\n<p>Pod\u013ea jeho slov \u010dast\u00fdmi sp\u00f4sobmi ako pri ne\u017eivotnom poisten\u00ed neopr\u00e1vnene z\u00edska\u0165 financie predstavuj\u00fa snahy manipulova\u0165 s \u010dasom poistenia tak aby pr\u00edpadn\u00e9 \u0161kody boli kryt\u00e9. V oblasti \u017eivotn\u00e9ho poistenia sa naj\u010dastej\u0161ie vyskytuj\u00fa pr\u00edpady fikt\u00edvnych \u00farazov.<\/p>\n<p>Odha\u013eovaniu mo\u017en\u00fdch podvodov venuj\u00fa pois\u0165ovne v\u00fdznamn\u00fa pozornos\u0165. Neodhalen\u00e9 pokusy toti\u017e umelo zvy\u0161uj\u00fa mieru celkovej \u0161kodovosti. Pritom pr\u00e1ve celkov\u00e1 \u0161kodovos\u0165 je jedn\u00fdm z parametrov, ktor\u00fd vstupuje do plo\u0161nej cenotvorby na poistnom trhu a m\u00f4\u017ee vytv\u00e1ra\u0165 tlak na vy\u0161\u0161ie ceny poistiek.&nbsp;<\/p>\n<p><em>\u201ePreto pois\u0165ovne&nbsp;<\/em><em>vyu\u017e\u00edva<\/em><em>j\u00fa<\/em><em>&nbsp;<\/em><em>mnoh\u00e9<\/em><em>&nbsp;<\/em><em>n\u00e1stroje a mo\u017enosti ako tak\u00fdmto pr\u00edpadom pred\u00eds\u0165. Diagnostiku d\u00e1t z dopravnej nehody, hydrometeorologick\u00e9 aplik\u00e1cie, stanovisk\u00e1 posudkov\u00fdch lek\u00e1rov \u010di spolupr\u00e1cu s in\u00fdmi pois\u0165ov\u0148ami,\u201c&nbsp;<\/em>pokra\u010duje Igor Faktor.<\/p>\n<p>V krajn\u00fdch pr\u00edpadoch sa pois\u0165ovne obracaj\u00fa aj na pol\u00edciu. Za rok 2020 k tak\u00e9muto kroku pois\u0165ov\u0148a W\u00fcstenrot prist\u00fapila p\u00e4\u0165kr\u00e1t.<\/p>\n<p>\n\t\n<\/p>\n<p>\n\t\n<\/p>\n<p>\n\t<!--[if !vml]--><br \/>\n\t<!--[endif]-->Kontakt pre m\u00e9di\u00e1: Tom\u00e1\u0161 Feren\u010d\u00e1k, e-mail: <a href=\"mailto:media@wuestenrot.sk\">media@wuestenrot.sk<\/a>, +421 915 762 406<\/p>\n<p>\n\t\n<\/p>\n<p>\n\t\n<\/p>\n<p>\n\t<\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/4751"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=4751"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}