{"id":4782,"date":"2022-02-23T10:11:49","date_gmt":"2022-02-23T09:11:49","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?p=4782"},"modified":"2022-02-23T10:11:49","modified_gmt":"2022-02-23T09:11:49","slug":"az-70-detskych-poistnych-udalosti-predstavuju-urazy","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/az-70-detskych-poistnych-udalosti-predstavuju-urazy\/","title":{"rendered":"A\u017e 70 % detsk\u00fdch poistn\u00fdch udalost\u00ed predstavuj\u00fa \u00farazy"},"content":{"rendered":"<p align=\"center\"><strong>Ka\u017ed\u00e1 desiata \u0161kodov\u00e1 udalos\u0165 nahl\u00e1sen\u00e1 v r\u00e1mci rizikov\u00e9ho \u017eivotn\u00e9ho poistenia sa t\u00fdka det\u00ed klientov<\/strong><\/p>\n<p><strong>V poistn\u00fdch udalostiach det\u00ed dlhodobo dominuj\u00fa \u00farazy. Zranenia malolet\u00fdch tvoria vy\u0161e 70 percent v\u0161etk\u00fdch \u0161k\u00f4d, ktor\u00e9 rodi\u010dia za posledn\u00e9 dva roky nahl\u00e1sili. Naj\u00farazovej\u0161\u00edmi mesiacmi s\u00fa j\u00fal a august. Naopak, najmenej \u00farazov det\u00ed pois\u0165ov\u0148a eviduje v marci.<\/strong><\/p>\n<p>Zlomeniny, pop\u00e1leniny, pomlia\u017edeniny a \u010fal\u0161ie zranenia det\u00ed patria medzi naj\u010dastej\u0161ie d\u00f4vody, pre ktor\u00e9 sa ich rodi\u010dia v rokoch 2020 a 2021 obr\u00e1tili na pois\u0165ov\u0148u W\u00fcstenrot. Z celkov\u00e9ho po\u010dtu nahl\u00e1sen\u00fdch \u0161kodov\u00fdch udalost\u00ed tvorili 70 percent. Zvy\u0161n\u00fdch 30 percent predstavovali hospitaliz\u00e1cie, chirurgick\u00e9 z\u00e1kroky \u010di diagnostika v\u00e1\u017enej\u0161\u00edch ochoren\u00ed.<\/p>\n<p><em>\u201eDominanciu \u00farazov pri de\u0165och klientov vn\u00edmame dlhodobo. Ich zast\u00fapenie sa v r\u00e1mci v\u0161etk\u00fdch poistn\u00fdch kryt\u00ed t\u00fdkaj\u00facich sa det\u00ed klientov medziro\u010dne l\u00ed\u0161i len minim\u00e1lne. Napr\u00edklad v roku 2021 po\u010det nahl\u00e1sen\u00fdch \u00farazov det\u00ed medziro\u010dne klesol len o tri percent\u00e1,\u201c&nbsp;<\/em>hovor\u00ed Du\u0161an \u0160r\u00e1mek, ved\u00faci oddelenia underwritingu a likvid\u00e1cie v \u017eivotnom poisten\u00ed<\/p>\n<p>Najviac zranen\u00ed det\u00ed klienti nahlasuj\u00fa po\u010das pr\u00e1zdnin. Na j\u00fal a august pripad\u00e1 a\u017e 23 percent v\u0161etk\u00fdch \u00farazov. Za nimi nasleduje mesiac m\u00e1j. Naopak, najbezpe\u010dnej\u0161\u00edm mesiacom pod\u013ea po\u010dtu nahl\u00e1sen\u00fdch \u00farazov\u00fdch poistn\u00fdch udalost\u00ed je marec. V marci pois\u0165ov\u0148a eviduje len 5,5 percenta zo v\u0161etk\u00fdch detsk\u00fdch \u00farazov.<\/p>\n<p><em>\u201eV posledn\u00fdch dvoch rokoch evidujeme vy\u0161\u0161\u00ed z\u00e1ujem vyu\u017e\u00edva\u0165 v\u0161etky mo\u017enosti rizikov\u00e9ho \u017eivotn\u00e9ho poistenia, vr\u00e1tane poistn\u00fdch kryt\u00ed det\u00ed. \u00darazy, v\u00e1\u017enej\u0161ie ochorenia \u010di hospitaliz\u00e1cie det\u00ed klientov dokonca predstavovali takmer ka\u017ed\u00fa desiatu \u0161kodov\u00fa udalos\u0165 nahl\u00e1sen\u00fa v r\u00e1mci rizikov\u00e9ho \u017eivotn\u00e9ho poistenia,\u201c&nbsp;<\/em> pokra\u010duje Du\u0161an \u0160r\u00e1mek.<\/p>\n<p>V pr\u00edpade rizikov\u00e9ho \u017eivotn\u00e9ho poistenia klient m\u00f4\u017ee z\u00edska\u0165 poistenie svojich det\u00ed. Poistn\u00e9 krytie v pr\u00edpade pois\u0165ovne W\u00fcstenrot sa t\u00fdka celkovo jeden\u00e1stich poistn\u00fdch riz\u00edk.<\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/4782"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=4782"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}