{"id":4859,"date":"2024-06-18T09:00:50","date_gmt":"2024-06-18T07:00:50","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&#038;p=4859"},"modified":"2024-06-27T13:31:22","modified_gmt":"2024-06-27T11:31:22","slug":"od-dobrodruzstva-k-bezpecnosti-ako-vam-cestovne-poistenie-zachrani-dovolenku","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/od-dobrodruzstva-k-bezpecnosti-ako-vam-cestovne-poistenie-zachrani-dovolenku\/","title":{"rendered":"Od dobrodru\u017estva k bezpe\u010dnosti. Ako v\u00e1m cestovn\u00e9 poistenie zachr\u00e1ni dovolenku."},"content":{"rendered":"<p><strong><em>Pl\u00e1novanie dovolenky v zahrani\u010d\u00ed prin\u00e1\u0161a rados\u0165 a\u00a0o\u010dak\u00e1vania, na druhej strane sa m\u00f4\u017ee sp\u00e1ja\u0165 s\u00a0mo\u017en\u00fdmi rizikami a\u00a0nepr\u00edjemn\u00fdmi situ\u00e1ciami. Nez\u00e1le\u017e\u00ed na tom, \u010di ide o rodinn\u00fa dovolenku na pl\u00e1\u017ei, dobrodru\u017en\u00fd v\u00fdlet do h\u00f4r, alebo pracovn\u00fa cestu, cestovn\u00e9 poistenie je k\u013e\u00fa\u010dov\u00e9 pre bezprobl\u00e9mov\u00e9 a najm\u00e4 bezpe\u010dn\u00e9 cestovanie. <\/em><\/strong><\/p>\n<p>Pred vycestovan\u00edm do zahrani\u010dia by mal ma\u0165 ka\u017ed\u00fd cestovate\u013e zodpovedan\u00e9 ot\u00e1zky typu kam cestuje, ako \u010dasto, \u010di cestuje s\u00e1m alebo s\u00a0rodinou, ak\u00fdm aktivit\u00e1m sa bude venova\u0165. Mali by sme pam\u00e4ta\u0165 na to, \u017ee invest\u00edcia do cestovn\u00e9ho poistenia je invest\u00edciou do bezpe\u010dnosti na cest\u00e1ch.<\/p>\n<p><strong>Viete, ktor\u00e9 poistenia s\u00fa vhodn\u00e9?<\/strong><\/p>\n<p>U\u017e v\u00a0z\u00e1kladnom bal\u00edku cestovn\u00e9ho poistenia z\u00edskaj\u00fa klienti pokrytie n\u00e1kladov na lek\u00e1rsku starostlivos\u0165, hospitaliz\u00e1ciu \u010di lieky v\u00a0pr\u00edpade ochorenia. <em>\u201eNemenej d\u00f4le\u017eitou s\u00fa\u010das\u0165ou cestovn\u00e9ho poistenia je aj poistenie zodpovednosti za \u0161kodu, ktor\u00e9 chr\u00e1ni poisten\u00fdch v\u00a0pr\u00edpade, ak by sp\u00f4sobili \u0161kodu in\u00fdm dovolenk\u00e1rom, pr\u00edpadne ubytovaciemu zariadeniu. Pois\u0165ov\u0148a v\u00a0takomto pr\u00edpade poskytne po\u0161koden\u00e9mu n\u00e1hradu \u0161kody na zdrav\u00ed aj majetku,\u201c <\/em>informuje Patrik Klimko, riadite\u013e \u00faseku v\u00fdvoja produktov pois\u0165ovne W\u00fcstenrot. U\u017eito\u010dn\u00fdm je aj poistenie bato\u017einy a\u00a0dokladov v\u00a0pr\u00edpade ich straty, po\u0161kodenia \u010di kr\u00e1de\u017ee.<\/p>\n<p>Poistenie storna cesty je v\u00a0mnoh\u00fdch pr\u00edpadoch e\u0161te podce\u0148ovan\u00e9, av\u0161ak kryje n\u00e1klady spojen\u00e9 so zru\u0161en\u00edm cesty e\u0161te pred jej za\u010diatkom. \u201e<em>Cestovate\u013eom odpor\u00fa\u010dame, aby si cestovn\u00e9 poistenie uzatvorili \u010d\u00edm sk\u00f4r, ide\u00e1lne hne\u010f po zak\u00fapen\u00ed dovolenky, pr\u00edpadne po k\u00fape leteniek. Poistenie storna si m\u00f4\u017eete uplatni\u0165 v\u00a0pr\u00edpade, ak tesne pred odchodom na dovolenku utrp\u00edte \u00faraz, ochoriete, ale taktie\u017e ak d\u00f4jde k\u00a0po\u0161kodeniu v\u00e1\u0161ho bytu alebo rodinn\u00e9ho domu n\u00e1sledkom \u017eivelnej udalosti. V\u00a0takomto pr\u00edpade v\u00e1m m\u00f4\u017ee pois\u0165ov\u0148a preplati\u0165 vzniknut\u00e9 n\u00e1klady pri zru\u0161en\u00ed cesty,<\/em>\u201c rad\u00ed Klimko.<\/p>\n<p>D\u00f4le\u017eitou s\u00fa\u010das\u0165ou cestovn\u00e9ho poistenia s\u00fa asisten\u010dn\u00e9 slu\u017eby. <em>\u201eAk sa v\u00a0zahrani\u010d\u00ed ocitnete v\u00a0n\u00fadzovej situ\u00e1cii, m\u00f4\u017eete sa spo\u013eahn\u00fa\u0165 pr\u00e1ve na asisten\u010dn\u00e9 slu\u017eby, ktor\u00e9 s\u00fa v\u00e1m k\u00a0dispoz\u00edcii 24 hod\u00edn denne z\u00a0ak\u00e9hoko\u013evek miesta,\u201c <\/em>dop\u013a\u0148a Klimko.<\/p>\n<p><strong>Na \u010do by ste si mali da\u0165 pozor<\/strong><\/p>\n<p>Letn\u00e9 dovolenky pon\u00fakaj\u00fa ide\u00e1lnu pr\u00edle\u017eitos\u0165 na objavovanie nov\u00fdch miest a\u00a0za\u017e\u00edvanie dobrodru\u017estiev, \u010di prekon\u00e1vanie v\u00fdziev. <em>\u201eAk pl\u00e1nujete vysk\u00fa\u0161a\u0165 adrenal\u00ednov\u00e9 \u0161porty ako vodn\u00e9 ly\u017eovanie, jazdu na vodnom sk\u00fatri, rafting, \u010di in\u00e9, je nevyhnutn\u00e9 pripoisti\u0165 si aj rizikov\u00e9 \u0161porty, preto\u017ee pr\u00e1ve tieto prin\u00e1\u0161aj\u00fa so sebou ve\u013ek\u00e9 riziko \u00farazov a\u00a0neh\u00f4d. Bez spr\u00e1vneho poistenia m\u00f4\u017eu by\u0165 n\u00e1klady na lek\u00e1rske o\u0161etrenie a\u00a0z\u00e1chrann\u00e9 akcie naozaj vysok\u00e9. <\/em><em>Sk\u00fa\u0161anie vodn\u00fdch atrakci\u00ed sa, \u017eia\u013e, m\u00f4\u017ee skon\u010di\u0165 aj ne\u0161\u0165astn\u00fdm \u00farazom s\u00a0v\u00e1\u017enymi n\u00e1sledkami, preto je rovnako d\u00f4le\u017eit\u00e9 si dojedna\u0165 poistenie pre pr\u00edpad \u00farazu s\u00a0trval\u00fdmi n\u00e1sledkami,\u201c<\/em> vysvet\u013euje Klimko.<\/p>\n<p>Cestovatelia s\u00a0diagnostikovan\u00fdmi chronick\u00fdmi ochoreniami by mali venova\u0165 zv\u00fd\u0161en\u00fa pozornos\u0165 pripoisteniu chronick\u00fdch chor\u00f4b pre pr\u00edpad, \u017ee by sa ich zdravotn\u00fd stav napriek nasadenej a kontrolovanej lie\u010dbe zhor\u0161il.\u00a0 Dovolenk\u00e1ri \u010dasto vyu\u017e\u00edvaj\u00fa dopravu vlastn\u00fdm autom, kedy m\u00f4\u017eu nasta\u0165 nepredv\u00eddate\u013en\u00e9 situ\u00e1cie, ako napr\u00edklad strata k\u013e\u00fa\u010dov, nespr\u00e1vne natankovan\u00e9 palivo, defekt, pr\u00edpadne kr\u00e1de\u017e auta. Preto odpor\u00fa\u010dame na\u0161im klientom, aby si dojednali poistenie technickej pomoci v\u00a0zahrani\u010d\u00ed,\u201c dop\u013a\u0148a Klimko.<\/p>\n<p>Po\u010das dovolenkov\u00e9ho obdobia sa zvy\u0161uje riziko \u00farazov a zdravotn\u00fdch komplik\u00e1ci\u00ed najm\u00e4 pod vplyvom alkoholu. Ka\u017ed\u00fd cestuj\u00faci by mal pam\u00e4ta\u0165 na to, \u017ee u\u017eitie alkoholu patr\u00ed k\u00a0naj\u010dastej\u0161\u00edm v\u00fdluk\u00e1m z\u00a0poistenia a\u00a0v\u00a0takomto pr\u00edpade m\u00f4\u017ee pois\u0165ov\u0148a odmietnu\u0165 poistn\u00e9 vyplati\u0165.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/4859"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=4859"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}