{"id":4973,"date":"2024-07-25T14:40:47","date_gmt":"2024-07-25T12:40:47","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&#038;p=4973"},"modified":"2024-07-25T14:40:47","modified_gmt":"2024-07-25T12:40:47","slug":"urazy-tvoria-az-42-vsetkych-poistnych-udalosti-v-zivotnom-poisteni","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/urazy-tvoria-az-42-vsetkych-poistnych-udalosti-v-zivotnom-poisteni\/","title":{"rendered":"\u00darazy tvoria a\u017e 42 % v\u0161etk\u00fdch poistn\u00fdch udalost\u00ed v \u017eivotnom poisten\u00ed"},"content":{"rendered":"<h3 style=\"text-align: center;\"><strong>Najviac \u00farazov sa st\u00e1va pri vo\u013eno\u010dasov\u00fdch aktivit\u00e1ch.<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p style=\"text-align: left;\"><strong><em>Letn\u00e9 obdobie prin\u00e1\u0161a viac \u010dasu str\u00e1ven\u00e9ho s rodinou a priate\u013emi, \u010dasto mimo domova, na dovolenke\u00a0 \u010di pri \u0161portov\u00fdch aktivit\u00e1ch. Je preto d\u00f4le\u017eit\u00e9 myslie\u0165 na mo\u017en\u00e9 rizik\u00e1 a\u00a0by\u0165 pripraven\u00ed na nepredv\u00eddate\u013en\u00e9 situ\u00e1cie. V\u00a0pr\u00edpade \u00farazu m\u00f4\u017ee \u017eivotn\u00e9 poistenie poskytn\u00fa\u0165 neocenite\u013en\u00fa finan\u010dn\u00fa podporu a\u00a0istotu. <\/em><\/strong><\/p>\n<p><strong>Rizik\u00e1 zranen\u00ed st\u00fapaj\u00fa<\/strong><\/p>\n<p><em>\u201eZ\u00a0\u00fadajov pois\u0165ovne W\u00fcstenrot vypl\u00fdva, \u017ee za posledn\u00e9ho 2,5 roka najv\u00e4\u010d\u0161iu \u010das\u0165 poistn\u00fdch udalost\u00ed v\u00a0r\u00e1mci \u017eivotn\u00e9ho poistenia tvorili \u00farazy, konkr\u00e9tne a\u017e 42 percent,\u201c <\/em>informuje Du\u0161an \u0160r\u00e1mek, ved\u00faci Oddelenia underwritingu a\u00a0likvid\u00e1cie v\u00a0\u017eivotnom poisten\u00ed z\u00a0pois\u0165ovne W\u00fcstenrot. Tento alarmuj\u00faci fakt poukazuje na nutnos\u0165 venova\u0165 zv\u00fd\u0161en\u00fa pozornos\u0165 prevencii a\u00a0ochrane, najm\u00e4 po\u010das letn\u00fdch mesiacov, kedy je predpoklad, \u017ee po\u010det \u00farazov bude st\u00fapa\u0165.<\/p>\n<p><em>\u201eA\u017e v\u00a020 percent\u00e1ch doch\u00e1dza k\u00a0\u00farazom pri vo\u013eno\u010dasov\u00fdch aktivit\u00e1ch, av\u0161ak nie je pravidlom, \u017ee sa jedn\u00e1 iba o\u00a0\u0161portov\u00fa \u010dinnos\u0165. 13,5 percent \u00farazov sa dokonca st\u00e1va priamo v\u00a0dom\u00e1com prostred\u00ed pri be\u017ene vykon\u00e1van\u00fdch pr\u00e1cach v\u00a0 dom\u00e1cnosti, v\u00a0okol\u00ed domu \u010di v\u00a0z\u00e1hrade,\u201c <\/em>dod\u00e1va \u0160r\u00e1mek. K\u00a0\u010dast\u00fdm \u00farazom prich\u00e1dza na dovolenk\u00e1ch, kedy si cestuj\u00faci nedostato\u010dne uvedomuj\u00fa mo\u017en\u00e9 rizik\u00e1 a\u00a0n\u00e1strahy niektor\u00fdch aktiv\u00edt. P\u00e1d pri turistike, ne\u0161\u0165astn\u00e1 nehoda pri jazde na bicykli alebo \u00faraz pri hre s de\u0165mi \u2013 to v\u0161etko s\u00fa situ\u00e1cie, ktor\u00e9 m\u00f4\u017eu ma\u0165 v\u00e1\u017ene n\u00e1sledky.<\/p>\n<p><strong>Najrizikovej\u0161ou skupinou s\u00fa deti<\/strong><\/p>\n<p>Deti \u010dasto nemaj\u00fa dostatok sk\u00fasenost\u00ed, aby dok\u00e1zali rozpozna\u0165 nebezpe\u010dn\u00e9 situ\u00e1cie a\u00a0vedeli sa im vyhn\u00fa\u0165. Nevedia pos\u00fadi\u0165 riziko a\u00a0n\u00e1sledky svojho spr\u00e1vania, neprem\u00fd\u0161\u013eaj\u00fa o\u00a0mo\u017en\u00fdch n\u00e1strah\u00e1ch. T\u00fdm, \u017ee s\u00fa fyzicky krehkej\u0161ie, s\u00fa aj zranite\u013enej\u0161ie pri p\u00e1doch a\u00a0\u00faderoch, \u010do sa prejavuje aj na nahl\u00e1sen\u00fdch poistn\u00fdch udalostiach. <em>\u201eJe znepokojuj\u00face, \u017ee a\u017e 70 percent detsk\u00fdch poistn\u00fdch udalost\u00ed tvorili r\u00f4zne druhy \u00farazov. \u00darazy det\u00ed vznikaj\u00fa najm\u00e4 pri \u0161porte a\u00a0vo\u013eno\u010dasov\u00fdch aktivit\u00e1ch v\u00a0exteri\u00e9ri. D\u00f4sledkom tak\u00fdchto \u00farazov s\u00fa naj\u010dastej\u0161ie vyk\u013abenia, vyvrtnutia, pomlia\u017edenia, natiahnutia \u010di roztrhnutia v\u00e4zov alebo \u0161liach. Vo viacer\u00fdch pr\u00edpadoch sme mali hl\u00e1sen\u00e9 aj poistn\u00e9 udalosti z hospitaliz\u00e1cie detsk\u00fdch pacientov a\u00a0to v 16 percent\u00e1ch. Ke\u010f\u017ee \u00farazy det\u00ed s\u00fa ve\u013emi \u010dast\u00fdmi poistn\u00fdmi udalos\u0165ami, v\u00a0r\u00e1mci \u017eivotn\u00e9ho poistenia poskytujeme rodin\u00e1m benefit vo forme poistenia det\u00ed k\u00a0poisteniu rodi\u010dov bez pr\u00edplatku, aby boli deti \u010do najlep\u0161ie chr\u00e1nen\u00e9,\u201c<\/em> dop\u013a\u0148a \u0160r\u00e1mek.<\/p>\n<p><strong>Opatrnosti nikdy nie je dos\u0165<\/strong><\/p>\n<p>Zdravie a bezpe\u010dnos\u0165\u00a0 by mali by\u0165 pre n\u00e1s prioritou, najm\u00e4 po\u010das letn\u00e9ho obdobia, kedy tr\u00e1vime podstatne viac \u010dasu na \u010derstvom vzduchu. <em>\u201eDokazuje to aj skuto\u010dnos\u0165, \u017ee pribli\u017ene 41 % \u00farazov sa stalo z\u00a0d\u00f4vodu p\u00e1dov, \u010do je naozaj vysok\u00e9 \u010d\u00edslo. Mnoh\u00e9, zdanlivo be\u017en\u00e9 \u00farazy, m\u00f4\u017eu nakoniec vies\u0165 k\u00a0hospitaliz\u00e1cii alebo k\u00a0po\u0161kodeniu s\u00a0trval\u00fdmi n\u00e1sledkami,\u201c informuje \u0160r\u00e1mek. <\/em>V t\u00fdchto situ\u00e1ci\u00e1ch m\u00f4\u017ee by\u0165 \u017eivotn\u00e9 poistenie ve\u013ekou pomocou. Pom\u00e1ha pokry\u0165 n\u00e1klady na lie\u010dbu a zabezpe\u010di\u0165 finan\u010dn\u00fa stabilitu v \u010dase, ke\u010f to najviac potrebujeme.<\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/4973"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=4973"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}