{"id":5060,"date":"2024-08-20T15:37:21","date_gmt":"2024-08-20T13:37:21","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&#038;p=5060"},"modified":"2024-08-20T15:37:21","modified_gmt":"2024-08-20T13:37:21","slug":"50-poistnych-udalosti-v-bytoch-je-sposobenych-vodou","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/50-poistnych-udalosti-v-bytoch-je-sposobenych-vodou\/","title":{"rendered":"50 % poistn\u00fdch udalost\u00ed v bytoch je sp\u00f4soben\u00fdch vodou"},"content":{"rendered":"<h3 style=\"text-align: center;\"><strong>Ako ochr\u00e1ni\u0165 majetok po\u010das dovolenky<\/strong><\/h3>\n<p>&nbsp;<\/p>\n<p><strong><em>Zatia\u013e \u010do v\u00e4\u010d\u0161ina z\u00a0n\u00e1s tr\u00e1vi letn\u00e9 dni mimo domova, na\u0161e byty a rodinn\u00e9 domy m\u00f4\u017eu \u010deli\u0165 ne\u010dakan\u00fdm hrozb\u00e1m. Mnoh\u00fdm \u0161kod\u00e1m sa d\u00e1 pred\u00eds\u0165 zodpovedn\u00fdm pr\u00edstupom, d\u00f4kladnou pr\u00edpravou, ale aj v\u00fdberom vhodn\u00e9ho poistenia, ktor\u00e9 n\u00e1s m\u00f4\u017ee ochr\u00e1ni\u0165 pred zbyto\u010dn\u00fdmi v\u00fddavkami.<\/em><\/strong><\/p>\n<p><strong><em>Chr\u00e1\u0148te si V\u00e1\u0161 domov<\/em><\/strong><\/p>\n<p><em>\u201eZ \u00fadajov pois\u0165ovne W<\/em><em>\u00fcstenrot vypl\u00fdva, \u017ee v\u00a0roku 2023 bolo z\u00a0celkov\u00e9ho po\u010dtu poistn\u00fdch udalost\u00ed na majetku hl\u00e1sen\u00fdch takmer 64 percent udalost\u00ed z\u00a0poistenia rodinn\u00fdch domov,\u00a026 percent tvorili byty,\u201c<\/em> informuje Vladim\u00edr Jak\u00fabek, ved\u00faci Oddelenia likvid\u00e1cie v\u00a0ne\u017eivotnom poisten\u00ed z\u00a0pois\u0165ovne W\u00fcstenrot. V\u00a0posledn\u00fdch rokoch vplyvom klimatick\u00fdch zmien vznikaj\u00fa mnoh\u00e9 nepredv\u00eddate\u013en\u00e9 \u0161kody na nehnute\u013enostiach, ktor\u00fdch opravy s\u00fa v\u00a0mnoh\u00fdch pr\u00edpadoch naozaj finan\u010dne n\u00e1kladn\u00e9. Pr\u00e1ve preto je d\u00f4le\u017eit\u00e9 venova\u0165 pozornos\u0165 poisteniu majetku, ktor\u00e9 zabezpe\u010d\u00ed ochranu n\u00e1\u0161ho domova.<\/p>\n<p><strong>Najviac sa ob\u00e1vame riz\u00edk spojen\u00fdch s vodou<\/strong><\/p>\n<p>Letn\u00e9 obdobie so sebou prin\u00e1\u0161a \u0161pecifick\u00e9 rizik\u00e1, ktor\u00e9 m\u00f4\u017eu po\u0161kodi\u0165 n\u00e1\u0161 domov. <em>\u201e\u00danik vody z\u00a0vodovodn\u00fdch zariaden\u00ed patr\u00ed medzi naj\u010dastej\u0161ie pr\u00ed\u010diny vzniku \u0161k\u00f4d v\u00a0bytoch, o\u00a0\u010dom sved\u010d\u00ed fakt, \u017ee a\u017e 50 percent poistn\u00fdch udalost\u00ed v\u00a0byte sa t\u00fdkalo pr\u00e1ve tohto rizika. V\u00a0rodinn\u00fdch domoch sa toto riziko vyskytlo v\u00a014 percent\u00e1ch. \u010ci u\u017e ide o\u00a0prasknut\u00fa hadicu v\u00a0k\u00fape\u013eni, zle tesniacu pr\u00e1\u010dku, \u010di rozbit\u00e9 akv\u00e1rium, v\u00fdsledkom m\u00f4\u017ee by\u0165 vytopen\u00e1 dom\u00e1cnos\u0165 a\u00a0vysok\u00e9 n\u00e1klady na opravy. Na\u0161ich klientov upozor\u0148ujeme, aby pri odchode z\u00a0bytu alebo rodinn\u00e9ho domu na dlh\u0161iu dobu, uzatvorili hlavn\u00fd pr\u00edvod vody a\u00a0predi\u0161li tak mo\u017en\u00fdm nepr\u00edjemnostiam,\u201c<\/em> dod\u00e1va Jak\u00fabek.<\/p>\n<p><strong>\u017diveln\u00e9 pohromy s\u00fa podce\u0148ovan\u00e9<\/strong><\/p>\n<p>V\u00fdznamn\u00fa rolu v\u00a0ochrane majetku zohr\u00e1va aj poistenie proti \u017eiveln\u00fdm pohrom\u00e1m, najm\u00e4 na z\u00e1klade\u00a0 udalost\u00ed z\u00a0minul\u00e9ho roka, kedy zasiahlo zemetrasenie viacer\u00e9 dom\u00e1cnosti na v\u00fdchodnom Slovensku. \u201e<em>V tejto s\u00favislosti sme zaznamenali 13 percent poistn\u00fdch udalost\u00ed na rodinn\u00fdch domoch pr\u00e1ve v\u00a0d\u00f4sledku\u00a0 zemetrasenia. Pre n\u00e1\u0161 regi\u00f3n je to sk\u00f4r anom\u00e1lia, ale jeho dopady m\u00f4\u017eu by\u0165 katastrof\u00e1lne. Siln\u00e9 da\u017ede a\u00a0b\u00farky predstavuj\u00fa \u010fal\u0161iu ve\u013ek\u00fa hrozbu. Letn\u00e9 b\u00farky m\u00f4\u017eu sp\u00f4sobi\u0165 zaplavenie pivn\u00edc, po\u0161kodenie strechy alebo naru\u0161enie elektrick\u00e9ho vedenia. Vo viacer\u00fdch pr\u00edpadoch s\u00fa spojen\u00e9 so siln\u00fdm vetrom alebo krupobit\u00edm. Atmosf\u00e9rick\u00e9 zr\u00e1\u017eky sp\u00f4sobuj\u00fa ka\u017edoro\u010dne zna\u010dn\u00e9 \u0161kody, viac s\u00fa ohrozen\u00e9 rodinn\u00e9 domy a\u00a0tvorili 9 percent poistn\u00fdch udalost\u00ed,\u201c <\/em>informuje Jak\u00fabek.<\/p>\n<p><strong>Z\u00e1ruka pokojnej dovolenky<\/strong><\/p>\n<p>Pred odchodom na dovolenku by sme si mali preveri\u0165, ak\u00e9 rizik\u00e1 pokr\u00fdva na\u0161e poistenie. Je d\u00f4le\u017eit\u00e9 sa uisti\u0165, \u010di m\u00e1me nehnute\u013enos\u0165 s\u00a0dom\u00e1cnos\u0165ou poisten\u00fa proti v\u0161etk\u00fdm be\u017en\u00fdm hrozb\u00e1m, pr\u00edpadne menej \u010dast\u00fdm rizik\u00e1m, ktor\u00e9 sa v\u0161ak m\u00f4\u017eu vyskytn\u00fa\u0165. <em>\u201ePre komplexn\u00fa ochranu odpor\u00fa\u010dame na\u0161im klientom uzavrie\u0165 si poistenie nehnute\u013enosti a\u00a0dom\u00e1cnosti z\u00e1rove\u0148, aby minimalizovali v\u0161etky mo\u017en\u00e9 rizik\u00e1 a\u00a0predi\u0161li tak nepr\u00edjemn\u00fdm prekvapeniam po n\u00e1vrate z\u00a0dovolenky,\u201c <\/em>uzatv\u00e1ra Jak\u00fabek.<\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/5060"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=5060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}