{"id":5274,"date":"2024-10-15T17:33:55","date_gmt":"2024-10-15T15:33:55","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&p=5274"},"modified":"2024-10-15T17:33:55","modified_gmt":"2024-10-15T15:33:55","slug":"40-poistnych-udalosti-je-spojenych-s-havariami","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/40-poistnych-udalosti-je-spojenych-s-havariami\/","title":{"rendered":"40 % poistn\u00fdch udalost\u00ed je spojen\u00fdch s hav\u00e1riami"},"content":{"rendered":"

Ako minimalizova\u0165 \u0161kody na svojom vozidle<\/strong><\/h3>\n

 <\/p>\n

Pod\u013ea \u00fadajov Prez\u00eddia policajn\u00e9ho zboru sa v roku 2023 stalo na Slovensku a\u017e 11 671 dopravn\u00fdch neh\u00f4d, pri\u010dom takmer 20 percent z nich sa odohralo v Popradskom kraji, v\u00a0\u017dilinskom to bolo pribli\u017ene 15 percent a\u00a0s\u00a0najlep\u0161ou \u0161tatistikou skon\u010dil Tren\u010diansky kraj s\u00a0necel\u00fdmi 7 percentami.<\/em><\/strong><\/p>\n

Mnoh\u00ed vodi\u010di si st\u00e1le myslia, \u017ee pokia\u013e maj\u00fa uzatvoren\u00e9 povinn\u00e9 zmluvn\u00e9 poistenie, s\u00fa plne chr\u00e1nen\u00ed. Pravdou v\u0161ak je, \u017ee toto poistenie kryje \u0161kody, ktor\u00e9 sp\u00f4sob\u00edme in\u00fdm, ale na\u0161e vlastn\u00e9 vozidlo zost\u00e1va nechr\u00e1nen\u00e9. Havarijn\u00e9 poistenie n\u00e1s ochr\u00e1ni v situ\u00e1ci\u00e1ch, kedy sp\u00f4sob\u00edme nehodu my alebo ke\u010f d\u00f4jde k po\u0161kodeniu n\u00e1\u0161ho auta cudz\u00edm zavinen\u00edm, \u017eiveln\u00fdmi pohromami, stretom so zverou alebo\u00a0 vandalizmom.<\/p>\n

Pre\u010do by sme mali ma\u0165 havarijn\u00e9 poistenie<\/strong><\/p>\n

\u201eZo \u0161tatist\u00edk pois\u0165ovne W\u00fcstenrot vypl\u00fdva, \u017ee pri havarijnom poisten\u00ed v roku 2023 a\u017e 40 percent \u00a0poistn\u00fdch udalost\u00ed s\u00faviselo s rizikom hav\u00e1rie, kedy si vodi\u010di po\u0161kodili auto n\u00e1razom do st\u013apa, z\u00e1bradlia, steny, \u010di do inej pevnej prek\u00e1\u017eky, \u010do sa be\u017ene st\u00e1va pri c\u00favan\u00ed. V\u00a0tomto pr\u00edpade sta\u010d\u00ed chv\u00ed\u013eka nepozornosti a \u0161koda je na svete,\u201c<\/em> informuje Vladim\u00edr Jak\u00fabek, ved\u00faci Oddelenia likvid\u00e1cie v\u00a0ne\u017eivotnom poisten\u00ed z\u00a0pois\u0165ovne W\u00fcstenrot.<\/p>\n

Prelia\u010den\u00e9 n\u00e1razn\u00edky, o\u0161kretie, \u0161krabance \u010di odlomen\u00e9 zrkadlo – to v\u0161etko s\u00fa situ\u00e1cie, ktor\u00e9 n\u00e1m m\u00f4\u017eu sp\u00f4sobi\u0165 in\u00e9 osoby, sta\u010d\u00ed ak n\u00e1m niekto \u201e\u0165ukne\u201c auto na parkovisku pred obchodn\u00fdm centrom.\u00a0 Havarijn\u00e9 poistenie pokr\u00fdva aj tak\u00e9to situ\u00e1cie, kde a\u017e 21 percent poistn\u00fdch udalost\u00ed tvorili \u0161kody pr\u00e1ve na zaparkovan\u00fdch vozidl\u00e1ch.<\/p>\n

Nehody si nevyberaj\u00fa ro\u010dn\u00e9 obdobie<\/strong><\/p>\n

\u201ePo\u010das letn\u00fdch b\u00farok do\u0161lo k v\u00fdrazn\u00e9mu po\u0161kodeniu karos\u00e9rie vozidla n\u00e1\u0161ho klienta v\u00a0d\u00f4sledku intenz\u00edvneho krupobitia. Oprava sa vy\u0161plhala takmer na 3\u00a0500 eur, ale v\u010faka uzatvoren\u00e9mu havarijn\u00e9mu poisteniu klient zaplatil necel\u00fdch 180 eur, zvy\u0161ok uhradila pois\u0165ov\u0148a,\u201c <\/em>vysvet\u013euje V. Jak\u00fabek. Je zrejm\u00e9, \u017ee ne\u010dakan\u00e9 pr\u00edrodn\u00e9 \u017eivly ako siln\u00e1 v\u00edchrica, krupobitie alebo z\u00e1plavy m\u00f4\u017eu sp\u00f4sobi\u0165 v\u00e1\u017ene po\u0161kodenie vozidla a\u00a0vies\u0165 k\u00a0v\u00fdrazn\u00fdm finan\u010dn\u00fdm v\u00fddavkom.<\/p>\n

\u00a0<\/strong>S\u00a0pr\u00edchodom chladnej\u0161ieho a\u00a0sychravej\u0161ieho po\u010dasia sa podmienky na cest\u00e1ch st\u00e1vaj\u00fa n\u00e1ro\u010dnej\u0161\u00edmi, \u010do si vy\u017eaduje v\u00e4\u010d\u0161iu opatrnos\u0165 zo strany vodi\u010dov. Ve\u013ek\u00fdm rizikom je stret so zverou, ku ktor\u00e9mu doch\u00e1dza naj\u010dastej\u0161ie pri v\u00fdchode a\u00a0z\u00e1pade slnka, ke\u010f s\u00fa zvierat\u00e1 najakt\u00edvnej\u0161ie. Zr\u00e1\u017eka so zverou predstavuje ve\u013ek\u00e9 riziko pre vodi\u010da, ale aj zviera. \u201eV\u00a0minulom roku sme mali hl\u00e1sen\u00fdch 15 percent poistn\u00fdch udalost\u00ed z\u00a0rizika stretu so zverou,\u201c<\/em> dop\u013a\u0148a V. Jak\u00fabek.<\/p>\n

Bezpe\u010dne a\u00a0zodpovedne<\/strong><\/p>\n

Jesenn\u00e9 a\u00a0zimn\u00e9 po\u010dasie n\u00e1m mnohokr\u00e1t komplikuje inak bezprobl\u00e9mov\u00fa jazdu. Nemali by sme zab\u00fada\u0165, \u017ee v\u00a0tomto obdob\u00ed sa \u010dastej\u0161ie vyskytuje hmla, povrch vozovky m\u00f4\u017ee by\u0165 mokr\u00fd a\u00a0\u0161myk\u013eav\u00fd, \u010do v\u00fdrazne zhor\u0161uje podmienky pre bezpe\u010dn\u00fa jazdu. Zn\u00ed\u017een\u00e1 vidite\u013enos\u0165 vy\u017eaduje zv\u00fd\u0161en\u00fa pozornos\u0165 a prisp\u00f4sobenie r\u00fdchlosti aktu\u00e1lnym podmienkam. Vodi\u010di by mali by\u0165 tie\u017e pripraven\u00ed na neo\u010dak\u00e1van\u00e9 situ\u00e1cie ako s\u00fa n\u00e1hle prek\u00e1\u017eky alebo klzk\u00e9 miesta na cest\u00e1ch. Pod\u013ea Prez\u00eddia policajn\u00e9ho zboru sa najviac neh\u00f4d st\u00e1va v\u00a0piatok medzi 12. a\u00a016. hodinou, \u010do je \u010das, kedy mnoh\u00ed z\u00a0n\u00e1s cestuj\u00fa domov po celom pracovnom t\u00fd\u017edni.<\/p>\n

\u00a0<\/em><\/strong><\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/5274"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=5274"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}