{"id":5700,"date":"2025-03-13T10:47:05","date_gmt":"2025-03-13T09:47:05","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&#038;p=5700"},"modified":"2025-03-13T10:47:05","modified_gmt":"2025-03-13T09:47:05","slug":"na-co-si-dat-pozor-pri-modernizacii-byvania-aby-vas-neprekvapili-skody","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/na-co-si-dat-pozor-pri-modernizacii-byvania-aby-vas-neprekvapili-skody\/","title":{"rendered":"Na \u010do si da\u0165 pozor pri moderniz\u00e1cii b\u00fdvania, aby v\u00e1s neprekvapili \u0161kody."},"content":{"rendered":"<p><strong><em>Vedeli ste, \u017ee v\u00a0roku 2023 obsadili Slov\u00e1ci druh\u00e9 miesto v Eur\u00f3pskej \u00fanii v\u00a0po\u010dte vlastn\u00edkov nehnute\u013enost\u00ed? Napriek tomu ve\u013ek\u00e1 \u010das\u0165 z\u00a0nich st\u00e1le podce\u0148uje poistenie svojho majetku. S pr\u00edchodom jari sa p\u00fa\u0161\u0165ame do rekon\u0161trukci\u00ed a\u00a0\u00faprav b\u00fdvania, no z\u00e1rove\u0148 narastaj\u00fa rizik\u00e1 spojen\u00e9 so stavebn\u00fdmi pr\u00e1cami, v\u00fdkyvmi po\u010dasia \u010di poruchami zariaden\u00ed. Ako sa vyhn\u00fa\u0165 nepr\u00edjemnostiam a\u00a0chr\u00e1ni\u0165 svoje invest\u00edcie?<\/em><\/strong><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Paradox slovensk\u00fdch dom\u00e1cnost\u00ed \u2013 vlastn\u00edme, no nechr\u00e1nime<\/strong><\/p>\n<p>Pod\u013ea Eur\u00f3pskeho \u0161tatistick\u00e9ho \u00faradu Eurostat vlastnilo v\u00a0roku 2023 nehnute\u013enos\u0165 a\u017e 93 % Slov\u00e1kov, \u010do Slovensko rad\u00ed na druh\u00e9 miesto v\u00a0Eur\u00f3pskej \u00fanii v\u00a0podiele vlastn\u00edkov nehnute\u013enost\u00ed. Napriek tomu z\u00e1ujem o poistenie majetku kles\u00e1. \u201e<em>K\u00a0poisteniu majetku ve\u013eakr\u00e1t klientov privedie po\u017eiadavka banky na poistenie nehnute\u013enosti pri \u010derpan\u00ed hypot\u00e9ky, v\u00a0posledn\u00fdch rokoch aj opakuj\u00face sa nepriazniv\u00e9 poveternostn\u00e9 podmienky,\u201c <\/em>informuje Patrik Klimko, riadite\u013e \u00faseku v\u00fdvoja produktov pois\u0165ovne W\u00fcstenrot.<\/p>\n<p>Pod\u013ea \u00fadajov pois\u0165ovne W\u00fcstenrot si v rokoch 2023 a 2024 poistenie majetku naj\u010dastej\u0161ie uzatv\u00e1rali klienti vo veku 35 \u2013 55 rokov, teda \u013eudia v akt\u00edvnom pracovnom veku, ktor\u00ed u\u017e vlastnia nehnute\u013enos\u0165 alebo ju spl\u00e1caj\u00fa. Naopak, mlad\u0161\u00ed majitelia nehnute\u013enost\u00ed \u010dasto rizik\u00e1 podce\u0148uj\u00fa a\u00a0nevenuj\u00fa im dostato\u010dn\u00fa pozornos\u0165.<\/p>\n<p><strong>\u00a0<\/strong><strong>Poistenie m\u00f4\u017ee u\u0161etri\u0165 tis\u00edce eur<\/strong><\/p>\n<p><em>\u201eNa\u0161a klientka za\u017eila situ\u00e1ciu, ke\u010f siln\u00fd vietor odtrhol \u010das\u0165 \u0161kridle zo strechy susedn\u00e9ho domu, ktor\u00e1 n\u00e1sledne po\u0161kodila jej novoin\u0161talovan\u00e9 sol\u00e1rne panely. Oprava si vy\u017eiadala cca 3\u00a0400 eur, no v\u010faka poisteniu b\u00fdvania klientka uhradila len 100 eur ako spolu\u00fa\u010das\u0165, zvy\u0161ok pokryla pois\u0165ov\u0148a,\u201c vysvet\u013euje \u00a0<\/em>P. Klimko. Nepriazniv\u00e9 po\u010dasie je jedn\u00fdm z naj\u010dastej\u0161\u00edch d\u00f4vodov \u0161k\u00f4d na majetku, najm\u00e4 po\u010das jarn\u00fdch mesiacov, ke\u010f sa \u010dastej\u0161ie vyskytuj\u00fa siln\u00e9 vetry, b\u00farky \u010di intenz\u00edvne da\u017ede.<\/p>\n<p><strong>\u00a0<\/strong><strong>Ako pred\u00eds\u0165 nepr\u00edjemn\u00fdm situ\u00e1ci\u00e1m pri \u00faprav\u00e1ch b\u00fdvania? <\/strong><\/p>\n<p>Jar je obdob\u00edm, ke\u010f si mnoh\u00ed zve\u013ea\u010fuj\u00fa svoje domovy \u2013 buduj\u00fa nov\u00e9 terasy, alt\u00e1nky, baz\u00e9ny \u010di in\u0161taluj\u00fa sol\u00e1rne panely. Aby sa predi\u0161lo zbyto\u010dn\u00fdm \u0161kod\u00e1m, odborn\u00edci odpor\u00fa\u010daj\u00fa:<\/p>\n<ul>\n<li>Dobre si premyslie\u0165 rozsah \u00faprav a\u00a0mo\u017en\u00e9 rizik\u00e1<\/li>\n<li>Pri rekon\u0161trukcii vyu\u017e\u00edva\u0165 certifikovan\u00e9 firmy<\/li>\n<li>Nezab\u00fada\u0165 na \u00fadr\u017ebu stavebn\u00fdch prvkov<\/li>\n<li>Chr\u00e1ni\u0165 sa pred v\u00fdkyvmi po\u010dasia<\/li>\n<li>Da\u0165 pozor na elektroin\u0161tal\u00e1cie a rozvody<\/li>\n<li>Pravidelne prehodnocova\u0165 hodnotu majetku<\/li>\n<\/ul>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/5700"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=5700"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}