{"id":7115,"date":"2026-05-05T11:37:00","date_gmt":"2026-05-05T09:37:00","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&p=7115"},"modified":"2026-05-05T11:37:00","modified_gmt":"2026-05-05T09:37:00","slug":"urazy-tvoria-az-445-poistnych-udalosti-najcastejsie-vznikaju-doma","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/urazy-tvoria-az-445-poistnych-udalosti-najcastejsie-vznikaju-doma\/","title":{"rendered":"\u00darazy tvoria a\u017e 44,5 % poistn\u00fdch udalost\u00ed. Naj\u010dastej\u0161ie vznikaj\u00fa doma."},"content":{"rendered":"

S pr\u00edchodom teplej\u0161\u00edch dn\u00ed sa prirodzene zvy\u0161uje na\u0161a aktivita \u2013 v\u00a0z\u00e1hrad\u00e1ch, pri \u0161porte aj vo vo\u013enom \u010dase. Spolu s\u00a0\u0148ou v\u0161ak rastie aj riziko \u00farazov. \u00a0\u0160tatistiky pois\u0165ovne W\u00fcstenrot za rok 2025 ukazuj\u00fa, \u00a0\u017ee \u00farazy tvoria a\u017e 44,5 % poistn\u00fdch udalost\u00ed v \u017eivotnom poisten\u00ed. Najohrozenej\u0161ou skupinou s\u00fa deti, u ktor\u00fdch \u00farazy stoja a\u017e za tromi \u0161tvrtinami poistn\u00fdch plnen\u00ed.<\/em><\/strong><\/p>\n

\u200bJar s\u00edce vn\u00edmame ako obdobie nov\u00e9ho za\u010diatku, pre mnoh\u00e9 dom\u00e1cnosti v\u0161ak m\u00f4\u017ee znamena\u0165 aj finan\u010dn\u00fa neistotu. \u00darazy toti\u017e dlhodobo patria medzi naj\u010dastej\u0161ie poistn\u00e9 udalosti a ich n\u00e1sledky \u010dasto zasahuj\u00fa nielen zdravie, ale aj be\u017en\u00e9 fungovanie rodiny.<\/p>\n

Dom\u00e1cnos\u0165 je rizikovej\u0161ia ne\u017e \u0161portovisk\u00e1<\/strong><\/p>\n

\u200bNajviac \u00farazov nevzniklo minul\u00fd rok pri \u0161porte, ale v\u00a0be\u017enom dom\u00e1com prostred\u00ed. \u0160port, hoci vn\u00edman\u00fd ako rizikov\u00fd, tvoril\u00a0 len 10 % pr\u00edpadov. Ove\u013ea v\u00e4\u010d\u0161ie nebezpe\u010denstvo predstavovalo dom\u00e1ce prostredie (23 %) a be\u017en\u00e9 p\u00e1dy (21 %).<\/p>\n

\u200b\u201e\u00dadaje za posledn\u00fd rok jasne potvrdzuj\u00fa, \u017ee \u00farazy patria medzi najv\u00fdraznej\u0161ie rizik\u00e1 v \u017eivotnom poisten\u00ed. Ke\u010f\u017ee tvoria a\u017e 44,5 % v\u0161etk\u00fdch udalost\u00ed, ide o\u00a0jednu z\u00a0naj\u010dastej\u0161\u00edch pr\u00ed\u010din poistn\u00fdch udalost\u00ed,\u201c <\/em>informuje Jana Kuchtov\u00e1, riadite\u013eka \u00faseku underwritingu a\u00a0likvid\u00e1cie pois\u0165ovne W\u00fcstenrot. Pri jarn\u00fdch aktivit\u00e1ch s\u00fa najviac nam\u00e1han\u00e9 k\u013aby \u2013 najm\u00e4 \u010dlenky, kolen\u00e1, z\u00e1p\u00e4stia \u010di lakte. Typick\u00fdmi zraneniami, ktor\u00e9 pois\u0165ov\u0148a eviduje, s\u00fa najm\u00e4 podvrtnutia, pomlia\u017edeniny \u010di natiahnut\u00e9 svaly a v\u00e4zy.<\/p>\n

Ke\u010f zdravie naru\u0161\u00ed rodinn\u00fd rozpo\u010det<\/strong><\/p>\n

\u200bZdravotn\u00e9 komplik\u00e1cie s\u00fa len jednou stranou mince. Tou druhou je cite\u013en\u00fd v\u00fdpadok pr\u00edjmu, ktor\u00fd pri pr\u00e1ceneschopnosti ovplyv\u0148uje cel\u00fa rodinu. Pri be\u017en\u00fdch, nekomplikovan\u00fdch zraneniach sa doba lie\u010denia naj\u010dastej\u0161ie pohybuje od 20 do 60 dn\u00ed.<\/p>\n

Aj pri be\u017en\u00fdch aktivit\u00e1ch, ako je jarn\u00e9 upratovanie \u010di pr\u00e1ca v z\u00e1hrade, doch\u00e1dza k \u00farazom pomerne \u010dasto. \u201eDlhodob\u00fd v\u00fdpadok pr\u00edjmu m\u00f4\u017ee v\u00fdrazne ovplyvni\u0165 finan\u010dn\u00fa stabilitu dom\u00e1cnosti, a to aj pri zdanlivo be\u017en\u00fdch zraneniach. \u00daraz tak okrem fyzickej bolesti prin\u00e1\u0161a aj psychick\u00fa z\u00e1\u0165a\u017e spojen\u00fa s finan\u010dnou neistotou,\u201c<\/em> dop\u013a\u0148a J. Kuchtov\u00e1.<\/p>\n

Deti patria medzi najohrozenej\u0161ie skupiny pri \u00farazoch<\/strong><\/p>\n

\u200bNajmlad\u0161\u00ed \u010dlenovia dom\u00e1cnost\u00ed patria medzi skupiny, ktor\u00e9 \u00farazy postihuj\u00fa naj\u010dastej\u0161ie. S dlh\u0161\u00edmi d\u0148ami a intenz\u00edvnej\u0161\u00edmi aktivitami vonku rastie aj riziko zranen\u00ed. \u00darazy u nich v\u00a0roku 2025 tvorili a\u017e \u00a0\u00a0\u00a0\u00a0\u00a0\u00a076 % v\u0161etk\u00fdch poistn\u00fdch udalost\u00ed, \u010do poukazuje na potrebu zv\u00fd\u0161enej opatrnosti nielen pri \u0161porte, ale aj pri be\u017en\u00fdch hr\u00e1ch a vo\u013eno\u010dasov\u00fdch aktivit\u00e1ch. V\u00fdznamn\u00fa \u00falohu preto zohr\u00e1va doh\u013ead dospel\u00fdch a\u00a0v\u00e4\u010d\u0161ia opatrnos\u0165, najm\u00e4 v obdob\u00ed, ke\u010f deti tr\u00e1via viac \u010dasu vonku.<\/p>\n

Za\u010diatok sez\u00f3ny patr\u00ed z\u00a0poh\u013eadu \u00farazov medzi najrizikovej\u0161ie obdobia. Z\u00e1sadn\u00fd je postupn\u00fd n\u00e1vrat k fyzickej aktivite po zime a v\u00e4\u010d\u0161ia obozretnos\u0165 pri be\u017en\u00fdch \u010dinnostiach, ktor\u00e9 m\u00f4\u017eu v\u00fdrazne zn\u00ed\u017ei\u0165 riziko \u00farazu.\u200b<\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/7115"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=7115"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}