{"id":7612,"date":"2026-08-25T10:00:18","date_gmt":"2026-08-25T08:00:18","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&p=7612"},"modified":"2026-08-24T23:18:19","modified_gmt":"2026-08-24T21:18:19","slug":"julove-krupobitie-zasiahlo-najma-motoristov-az-86-skod-pripadlo-na-vozidla","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/julove-krupobitie-zasiahlo-najma-motoristov-az-86-skod-pripadlo-na-vozidla\/","title":{"rendered":"J\u00falov\u00e9 krupobitie zasiahlo najm\u00e4 motoristov. A\u017e 86 % \u0161k\u00f4d pripadlo na vozidl\u00e1."},"content":{"rendered":"

\u0160kody po j\u00falovom krupobit\u00ed u\u00a0klientov pois\u0165ovne W\u00fcstenrot presiahli 1 mili\u00f3n eur. Len za jedin\u00fd mesiac ich bolo viac ako zo v\u0161etk\u00fdch \u017eiveln\u00fdch udalost\u00ed za cel\u00fd prv\u00fd polrok 2025.<\/em><\/strong><\/p>\n

Prelia\u010den\u00e1 kapota, po\u0161koden\u00e9 \u010deln\u00e9 sklo, ale aj rozbit\u00e9 strechy \u010di fas\u00e1dy domov. Letn\u00e9 b\u00farky m\u00f4\u017eu pr\u00eds\u0165 r\u00fdchlo a niekedy sta\u010d\u00ed p\u00e1r min\u00fat, aby po\u0161kodili desiatky \u00e1ut \u010di nehnute\u013enost\u00ed. Slovensko zasiahlo v\u00a0j\u00fali siln\u00e9 krupobitie opakovane, pri\u010dom medzi najviac postihnut\u00e9 oblasti patrili Pre\u0161ov, Michalovce s okol\u00edm a severoz\u00e1pad Slovenska.<\/p>\n

Rozsah \u0161k\u00f4d ukazuje aj ich \u0161trukt\u00fara. A\u017e 86 % j\u00falov\u00fdch \u0161k\u00f4d z\u00a0krupobitia pripadlo na vozidl\u00e1,<\/strong> pribli\u017ene 14 % tvorili \u0161kody na majetku.<\/p>\n

\u201e\u017diveln\u00e9 udalosti maj\u00fa jednu nepr\u00edjemn\u00fa vlastnos\u0165 – \u010dasto pr\u00eddu ne\u010dakane a\u00a0ich n\u00e1sledkom sa ned\u00e1 v\u017edy \u00faplne zabr\u00e1ni\u0165. O\u00a0to d\u00f4le\u017eitej\u0161ie je by\u0165 na ne pripraven\u00fd vopred. Tohtoro\u010dn\u00e9 krupobitia ukazuj\u00fa, \u017ee aj v\u00a0priebehu ve\u013emi kr\u00e1tkeho \u010dasu m\u00f4\u017eu vznikn\u00fa\u0165 \u0161kody na majetku a vozidl\u00e1ch,\u201c<\/em> hovor\u00ed Jana Kuchtov\u00e1, riadite\u013eka \u00faseku underwritingu a\u00a0likvid\u00e1cie pois\u0165ovne W\u00fcstenrot.<\/p>\n

Krupobitie m\u00f4\u017ee kry\u0165 aj PZP<\/strong><\/p>\n

J\u00falov\u00e9 \u010d\u00edsla pois\u0165ovne ukazuj\u00fa, \u017ee 51 % v\u0161etk\u00fdch \u0161k\u00f4d z\u00a0krupobitia pripadlo na PZP,<\/strong> pribli\u017ene 35 % na havarijn\u00e9 poistenie a\u00a0necel\u00fdch 14 % na poistenie majetku.<\/p>\n

PZP si pritom mnoh\u00ed motoristi st\u00e1le sp\u00e1jaj\u00fa predov\u0161etk\u00fdm so \u0161kodou, ktor\u00fa sp\u00f4sobia niekomu in\u00e9mu. V\u00a0z\u00e1vislosti od zvolen\u00e9ho rozsahu poistenia v\u0161ak m\u00f4\u017ee poskytova\u0165 ochranu aj pri \u010fal\u0161\u00edch rizik\u00e1ch vr\u00e1tane \u017eiveln\u00fdch udalost\u00ed. Aj preto je d\u00f4le\u017eit\u00e9 vedie\u0165, \u010do konkr\u00e9tne poistn\u00e9 krytie zah\u0155\u0148a e\u0161te predt\u00fdm, ako \u0161koda vznikne.<\/p>\n

\u017divly dali tento rok zabra\u0165 u\u017e v\u00a0prvom polroku<\/strong><\/p>\n

V\u00fdrazn\u00fd n\u00e1rast \u017eiveln\u00fdch \u0161k\u00f4d evidovala pois\u0165ov\u0148a u\u017e po\u010das prv\u00fdch \u0161iestich mesiacov tohto roka. V\u00a0porovnan\u00ed s\u00a0rovnak\u00fdm obdob\u00edm roka 2025 vzr\u00e1stol ich po\u010det<\/strong> viac ako trojn\u00e1sobne.<\/strong><\/p>\n

Krupobitie je pritom len jedn\u00fdm zo \u017eiveln\u00fdch riz\u00edk. \u0160kody po\u010das roka sp\u00f4sobuj\u00fa aj v\u00edchrice, pr\u00edvalov\u00e9 da\u017ede, povodne a\u00a0z\u00e1plavy, \u00fadery blesku \u010di p\u00e1dy stromov. Ich v\u00fdskyt je n\u00e1razov\u00fd, a\u00a0preto ani nieko\u013eko pokojnej\u0161\u00edch mesiacov nemus\u00ed znamena\u0165 pokojn\u00fd zvy\u0161ok roka.<\/p>\n

J\u00falov\u00fdmi krupobitiami sa pritom s\u00e9ria \u017eiveln\u00fdch udalost\u00ed neskon\u010dila \u2013 aj v\u00a0auguste zasiahli viacer\u00e9 \u010dasti Slovenska siln\u00e9 b\u00farky a\u00a0vietor.<\/p>\n

\u00a0<\/strong>\u010co robi\u0165, ke\u010f kr\u00fapy po\u0161kodia auto alebo dom<\/strong><\/p>\n

Pri v\u00fdstrah\u00e1ch pred siln\u00fdmi b\u00farkami a\u00a0krupobit\u00edm sa oplat\u00ed urobi\u0165 nieko\u013eko jednoduch\u00fdch opatren\u00ed –\u00a0 zabezpe\u010di\u0165 vo\u013ene polo\u017een\u00e9 predmety v okol\u00ed domu, zatvori\u0165 okn\u00e1 a\u00a0vozidlo \u010di motocykel pod\u013ea mo\u017enost\u00ed preparkova\u0165 na chr\u00e1nen\u00e9 miesto. Pri silnom vetre je vhodn\u00e9 neparkova\u0165 pod stromami.<\/p>\n

\u201ePois\u0165ov\u0148a W\u00fcstenrot z\u00e1rove\u0148 v\u00a0najbli\u017e\u0161\u00edch d\u0148och spust\u00ed SMS upozornenia na hroziace b\u00farky s\u00a0krupobit\u00edm. Cie\u013eom je upozorni\u0165 motoristov v\u010das, aby mohli svoje vozidlo ochr\u00e1ni\u0165 a\u00a0zmierni\u0165 tak rozsah pr\u00edpadn\u00fdch \u0161k\u00f4d,\u201c<\/em> dop\u013a\u0148a J. Kuchtov\u00e1.<\/p>\n

Ak u\u017e \u0161koda vznikne, prvorad\u00e1 je bezpe\u010dnos\u0165. N\u00e1sledne je vhodn\u00e9 po\u0161kodenie \u010do najsk\u00f4r zdokumentova\u0165 fotografiami a poistn\u00fa udalos\u0165 nahl\u00e1si\u0165. Pri po\u0161kodenej nehnute\u013enosti je z\u00e1rove\u0148 d\u00f4le\u017eit\u00e9 zabr\u00e1ni\u0165 \u010fal\u0161iemu zv\u00e4\u010d\u0161ovaniu \u0161kody, napr\u00edklad proviz\u00f3rne zabezpe\u010di\u0165 po\u0161koden\u00fa strechu. Pri poisten\u00ed vozidiel aj nehnute\u013enosti pois\u0165ov\u0148a podporuje samoobhliadky, v\u010faka ktor\u00fdm klient nemus\u00ed \u010daka\u0165 na technika a\u00a0proces vybavenia \u0161kody sa m\u00f4\u017ee ur\u00fdchli\u0165.<\/p>\n

Pri \u0161kod\u00e1ch na vozidl\u00e1ch pom\u00e1ha Smart likvid\u00e1cia <\/strong><\/p>\n

Pri v\u00e4\u010d\u0161om mno\u017estve \u0161k\u00f4d, ktor\u00e9 vznikn\u00fa v\u00a0kr\u00e1tkom \u010dase, je d\u00f4le\u017eit\u00e9 aj to, ako r\u00fdchlo a\u00a0jednoducho ich dok\u00e1\u017ee klient vybavi\u0165. Pri be\u017en\u00fdch \u0161kod\u00e1ch na vozidl\u00e1ch v\u00a0tomto procese pom\u00e1ha aj Smart likvid\u00e1cia, pri ktorej umel\u00e1 inteligencia dok\u00e1\u017ee vyhodnoti\u0165 mieru po\u0161kodenia a\u00a0odhadn\u00fa\u0165 n\u00e1klady na opravu. V\u00fdsledok n\u00e1sledne prever\u00ed likvid\u00e1tor. \u201eTechnol\u00f3gie pre n\u00e1s nepredstavuj\u00fa n\u00e1hradu osobn\u00e9ho pr\u00edstupu, ale n\u00e1stroj na odb\u00faranie administrat\u00edvy a\u00a0zr\u00fdchlenie procesov. V\u010faka kombin\u00e1cii technol\u00f3gie a\u00a0odborn\u00e9ho pos\u00fadenia dok\u00e1\u017eeme proces likvid\u00e1cie skr\u00e1ti\u0165 pribli\u017ene o\u00a0t\u00fd\u017ede\u0148. Klient tak m\u00f4\u017ee dosta\u0165 poistn\u00e9 plnenie podstatne r\u00fdchlej\u0161ie a\u00a0na\u0161i \u0161pecialisti z\u00edskavaj\u00fa \u010das na rie\u0161enie zlo\u017eitej\u0161\u00edch, individu\u00e1lnych pr\u00edpadov,\u201c uzatv\u00e1ra J. Kuchtov\u00e1. <\/em><\/p>\n

 <\/p>\n

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