{"id":7676,"date":"2026-10-08T09:30:36","date_gmt":"2026-10-08T07:30:36","guid":{"rendered":"https:\/\/www.wuestenrot.sk\/?post_type=tlacova-sprava&#038;p=7676"},"modified":"2026-10-12T09:34:15","modified_gmt":"2026-10-12T07:34:15","slug":"zanedbany-komin-sadze-sposobili-viac-nez-tretinu-poziarov-rodinnych-domov","status":"publish","type":"tlacova-sprava","link":"https:\/\/www.wuestenrot.sk\/tlacova-sprava\/zanedbany-komin-sadze-sposobili-viac-nez-tretinu-poziarov-rodinnych-domov\/","title":{"rendered":"Zanedban\u00fd kom\u00edn: Sadze sp\u00f4sobili viac ne\u017e tretinu po\u017eiarov  rodinn\u00fdch domov"},"content":{"rendered":"<p><strong><em>Hasi\u010di minul\u00fd rok evidovali viac ako tis\u00edc po\u017eiarov rodinn\u00fdch domov. Pred vykurovacou sez\u00f3nou preto pois\u0165ov\u0148a W\u00fcstenrot pripom\u00edna v\u00fdznam pravidelnej kontroly a\u00a0\u010distenia kom\u00edna. Zanedbanie povinnosti m\u00f4\u017ee za ur\u010dit\u00fdch okolnost\u00ed ovplyvni\u0165 aj poistn\u00e9 plnenie.<\/em><\/strong><\/p>\n<p>V\u00a0roku 2025 vzniklo pod\u013ea Hasi\u010dsk\u00e9ho a z\u00e1chrann\u00e9ho zboru v rodinn\u00fdch domoch na Slovensku 1 151 po\u017eiarov, ktor\u00e9 sp\u00f4sobili priame \u0161kody presahuj\u00face 14 mili\u00f3nov eur. Naj\u010dastej\u0161ou pr\u00ed\u010dinou bolo vyhorenie sadz\u00ed, ktor\u00e9 hasi\u010di zaznamenali v 393 pr\u00edpadoch.<\/p>\n<p><strong>Skryt\u00e9 ohnisk\u00e1, cite\u013en\u00e1 \u0161koda<\/strong><\/p>\n<p>Pois\u0165ov\u0148a W\u00fcstenrot minul\u00fd rok rie\u0161ila po\u017eiar v\u00a0rodinnom dome, pri ktorom hasi\u010di objavili skryt\u00e9 ohnisk\u00e1 v\u00a0oblasti kozuba a\u00a0stropu nad n\u00edm. Na ich uhasenie museli \u010das\u0165 kon\u0161trukcie rozobra\u0165. N\u00e1sledn\u00e1 oprava si vy\u017eiadala v\u00fdmenu stropu aj kozuba a\u00a0\u0161koda dosiahla pribli\u017ene 5\u00a0000 eur. <em>\u201ePre dom\u00e1cnos\u0165 sa pr\u00edbeh uhasen\u00edm po\u017eiaru nekon\u010d\u00ed. Po z\u00e1sahu hasi\u010dov prich\u00e1dza oprava a\u00a0ne\u010dakan\u00e9 v\u00fddavky, aj ke\u010f je po\u0161koden\u00e1 len \u010das\u0165 domu. Tak\u00e1to \u0161koda m\u00f4\u017ee cite\u013ene zasiahnu\u0165 do rodinn\u00e9ho rozpo\u010dtu,\u201c <\/em>\u00a0hovor\u00ed Jana Kuchtov\u00e1, riadite\u013eka \u00faseku underwritingu a\u00a0likvid\u00e1cie pois\u0165ovne W\u00fcstenrot.<\/p>\n<p><strong>Kom\u00edn m\u00e1 svoj kalend\u00e1r<\/strong><\/p>\n<p>Pravideln\u00e1 kontrola a\u00a0\u010distenie kom\u00edna maj\u00fa stanoven\u00e9 lehoty pod\u013ea v\u00fdkonu pripojen\u00e9ho spotrebi\u010da a\u00a0pou\u017e\u00edvan\u00e9ho paliva. Pri spotrebi\u010doch do 50 kW na tuh\u00e9 alebo kvapaln\u00e9 palivo sa kom\u00edn po\u010das prev\u00e1dzky kontroluje a\u00a0\u010dist\u00ed najmenej raz za \u0161tyri mesiace. Pri plynov\u00fdch spotrebi\u010doch z\u00e1vis\u00ed lehota aj od vyhotovenia kom\u00edna.<\/p>\n<p>Pozornos\u0165 si zasl\u00fa\u017ei aj kotol. Pri jeho \u010disten\u00ed a\u00a0\u00fadr\u017ebe je d\u00f4le\u017eit\u00e9 dodr\u017eiava\u0165 pokyny v\u00fdrobcu a\u00a0zabezpe\u010di\u0165 kontroly, ktor\u00e9 sa vz\u0165ahuj\u00fa na konkr\u00e9tne zariadenie. Pravideln\u00fd odborn\u00fd servis pom\u00e1ha udr\u017eiava\u0165 kotol v\u00a0spr\u00e1vnom technickom stave, odhali\u0165 pr\u00edpadn\u00e9 poruchy a\u00a0m\u00f4\u017ee prispie\u0165 k\u00a0jeho dlh\u0161ej \u017eivotnosti. Doklady o\u00a0kontrol\u00e1ch, \u010disten\u00ed a\u00a0servise by si majitelia mali uschova\u0165, aby ich v\u00a0pr\u00edpade poistnej udalosti vedeli predlo\u017ei\u0165.<\/p>\n<p><strong>\u00dadr\u017eba m\u00f4\u017ee zav\u00e1\u017ei\u0165 aj pri poistnej udalosti<\/strong><\/p>\n<p>Poistenie majetku m\u00f4\u017ee pom\u00f4c\u0165 zmierni\u0165 finan\u010dn\u00e9 n\u00e1sledky po\u017eiaru v\u00a0rozsahu dohodnutom v\u00a0poistnej zmluve. Ak vznikne po\u017eiar, pois\u0165ov\u0148a sk\u00fama jeho pr\u00ed\u010dinu a\u00a0okolnosti. Z\u00e1znamy o\u00a0\u00fadr\u017ebe jej m\u00f4\u017eu pom\u00f4c\u0165 objasni\u0165, v\u00a0akom stave bol kom\u00edn \u010di vykurovacie zariadenie.<\/p>\n<p><em>\u201eKa\u017ed\u00fd pr\u00edpad posudzujeme individu\u00e1lne. Samotn\u00fd ch\u00fdbaj\u00faci doklad o\u00a0kontrole e\u0161te neznamen\u00e1, \u017ee klient dostane ni\u017e\u0161ie poistn\u00e9 plnenie. Ak sa v\u0161ak preuk\u00e1\u017ee vedom\u00e9 poru\u0161enie povinnosti, ktor\u00e9 podstatne prispelo k\u00a0vzniku po\u017eiaru alebo zv\u00e4\u010d\u0161eniu \u0161kody, plnenie sa m\u00f4\u017ee zn\u00ed\u017ei\u0165,\u201c<\/em> vysvet\u013euje J. Kuchtov\u00e1.<\/p>\n","protected":false},"featured_media":0,"template":"","acf":[],"_links":{"self":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava\/7676"}],"collection":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/tlacova-sprava"}],"about":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/types\/tlacova-sprava"}],"wp:attachment":[{"href":"https:\/\/www.wuestenrot.sk\/api\/wp\/v2\/media?parent=7676"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}